Posts by Danika Schultz
Why Giving Should Be a Part of Your Budget
In our experience, we’ve found that there are two types of people: those that don’t have a lot to give but want to give, and those who have enough to give but don’t know how to effectively give. In fact, we’ve actually found that most people just simply feel like they can’t give and…
Read MoreWhat happens when you get hit by someone that doesn’t have insurance?
Even if you have insurance, you still might have to pay. Picture this. You’re on your way home from work—maybe you’re exhausted and just ready to be home, or maybe you’re jamming to your favorite song with the windows cracked. Then, you see it: an endless sea of red brake lights ahead of you.…
Read MoreHow much should you spend on clothing per month?
If you’ve read our post on how to shop smart for clothes, you know that we are firm believers in the “look good, feel good” mentality. The idea that the right outfit can improve your confidence is well-researched, and studies show that clothing can affect your success–meaning that you should invest in nice attire…
Read More5 Steps to Shopping Smart for Clothes
Everyone likes to look good–after all, when you look good, you feel good. Whether that “I’m-feelin’-myself” pep in your step comes from your gym routine finally paying off, a new haircut, or wearing your favorite outfit, a small boost in confidence can go a long way. Not only can the right outfit improve your…
Read MoreHow to fix your bad credit score
Here are the basics of credit scores: they range from 250-900 and are used by 90% of top lenders to determine your credit risk. Lenders use them to determine how much money they will lend you and at what rates, so you have to be aware of it if you ever plan to rent a…
Read MoreWhy Everyone Needs an Emergency Fund
When it rains, it pours. Emergencies are an inevitable part of life. Whether it’s a car breaking down or an unexpected medical bill, emergencies happen to everyone. But–not nearly enough people are financially prepared to handle them. Americans are unprepared for emergencies. According to Bankrate’s latest financial security index survey, 34 percent of…
Read MoreShould you buy or lease a car? Here’s the best strategy.
New cars are alluring. You turn on the TV. A beautiful woman in a leather jacket gets inside her newly released, top-of-the-line Mercedes-Benz. With the push of a button, the car starts and asks her, “How can I help you?” You see the car drive smoothly and seamlessly on curvy coastal cliffside roads and wish…
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