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Why Giving Should Be a Part of Your Budget

In our experience, we’ve found that there are two types of people: those that don’t have a lot to give but want to give, and those who have enough to give but don’t know how to effectively give.   In fact, we’ve actually found that most people just simply feel like they can’t give and…

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How much should you spend on clothing per month?

If you’ve read our post on how to shop smart for clothes, you know that we are firm believers in the “look good, feel good” mentality.   The idea that the right outfit can improve your confidence is well-researched, and studies show that clothing can affect your success–meaning that you should invest in nice attire…

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5 Steps to Shopping Smart for Clothes

Everyone likes to look good–after all, when you look good, you feel good. Whether that “I’m-feelin’-myself” pep in your step comes from your gym routine finally paying off, a new haircut, or wearing your favorite outfit, a small boost in confidence can go a long way.   Not only can the right outfit improve your…

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Renting vs. Buying a House: Pros and Cons

Part of the American dream is owning a house. You know, white picket fence, a couple of kids playing on a swing in the front yard, and a dog on the front porch. But with how much the housing marketing fluctuates given the year, is it a viable dream? Home ownership used to be considered…

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Why Everyone Needs an Emergency Fund

When it rains, it pours.    Emergencies are an inevitable part of life. Whether it’s a car breaking down or an unexpected medical bill, emergencies happen to everyone. But–not nearly enough people are financially prepared to handle them.   Americans are unprepared for emergencies. According to Bankrate’s latest financial security index survey, 34 percent of…

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Should you buy or lease a car? Here’s the best strategy.

New cars are alluring. You turn on the TV. A beautiful woman in a leather jacket gets inside her newly released, top-of-the-line Mercedes-Benz. With the push of a button, the car starts and asks her, “How can I help you?” You see the car drive smoothly and seamlessly on curvy coastal cliffside roads and wish…

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